STItest.com logo

STI Testing at Urgent Care – What to Know Before You Go

Urgent care centers provide a fast, accessible option for STI testing—especially when symptoms appear suddenly or you want to speak with a provider face-to-face. Most walk-in clinics can perform common tests on-site or send samples to partner labs. They often offer evening and weekend hours, but may not be the best choice for routine screenings, full panels, or those seeking maximum privacy.

How STI Testing Works at Urgent Care

The urgent care process typically involves:

  1. Brief intake and exam: You’ll meet with a provider who will ask about your symptoms, exposure history, and risk factors.
  2. Sample collection: Depending on your case, you may be asked to provide urine, blood, or a swab. Some clinics offer rapid tests; others send samples to outside labs.
  3. Billing and payment: Most clinics bill insurance directly. If you’re uninsured, you may be responsible for the full visit and testing fees.
  4. Results and treatment: Standard lab results usually take 2–7 days. Some clinics call with results, while others use patient portals or mobile apps. If treatment is needed, you may receive a prescription during the same visit.

Pros and Cons of Urgent Care STI Testing

Pros

  • Same-day access without an appointment
  • Good for new or worsening symptoms
  • On-site treatment and prescriptions available
  • May be covered by insurance

Cons

  • Limited test menu unless you request more
  • Results tied to your medical record and insurance
  • Higher costs for self-pay patients
  • Less private than at-home or lab-only options

When Urgent Care Is a Good Fit

Consider urgent care if you:

  • Have symptoms like burning, sores, or discharge
  • Need to be seen quickly and don’t want to wait for an appointment
  • Plan to use insurance and prefer an in-person consult
  • Are traveling or between providers and need immediate care

When to Consider Other Options

Urgent care may not be the right fit if you:

  • Are asymptomatic and want a private, routine screening
  • Prefer not to use insurance or have testing on your medical record
  • Want access to a broader panel or specialized condition testing
  • Are looking for a low-cost option without hidden fees

What to Expect During Your Visit

Plan for 30–60 minutes, including wait time. You’ll likely speak with a provider before any tests are ordered. Most clinics only test based on symptoms or clinical suspicion, so ask if you want additional tests beyond what’s recommended. Prescriptions are often issued on the spot, and most clinics offer digital result access within a few days.

How It Compares to Other Testing Methods

Urgent care offers real-time access to providers, but it comes with trade-offs. Compared to at-home testing, you’ll sacrifice privacy but gain speed and immediate care. Compared to lab-based services, you’ll have less control over test selection and more interaction with billing systems or insurance.

Quick Comparison: At-Home vs. Urgent Care

Privacy (No Insurance Required)
At-Home: ✅ Yes
Urgent Care: 🚫 Often Billed to Insurance
Same-Day Access
At-Home: ❌ Requires Shipping
Urgent Care: ✅ Walk-In Available
Cost Without Insurance
At-Home: 💲 Affordable
Urgent Care: 💸 Can Be Expensive
Result Turnaround
At-Home: ⏱ 2–5 Days
Urgent Care: ⏱ 2–7 Days
Full Panel Options
At-Home: ✅ Yes
Urgent Care: ⚠ May Be Limited
Access to Treatment
At-Home: ✅ Available Through Some Providers
Urgent Care: ✅ Same-Day Treatment Available

Final Thoughts

Urgent care can be a great choice for fast testing when symptoms arise or you need a provider to evaluate your situation. But if privacy, affordability, or expanded screening options matter most, you may be better served by an at-home kit or direct lab service. No matter which path you choose, knowing your status is the first step toward staying in control of your health.

Frequently Asked Questions

Can I get tested without symptoms?

Sometimes. Some clinics only test if you’re symptomatic or recently exposed, but others will honor a screening request if you ask.

Is it covered by insurance?

Usually, yes. But coverage varies. If you’re uninsured, out-of-pocket costs can be $100–$300+ depending on tests ordered.

How fast are results?

Results usually arrive in 2–7 days. Some clinics offer rapid HIV or chlamydia/gonorrhea tests with same-day results.

Are results private?

They are part of your medical record and typically visible to insurers. If you want fully private testing, consider self-pay options like lab or at-home testing.

Can I get treatment right away?

Yes. If the provider suspects or confirms an infection, you can usually receive a prescription during your visit.